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| Buyer's Guide - Closing the Deal |
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Making an offer: When you find the home you want we will draw up a contract of terms for the seller to accomodate, along with the price that YOU want to pay for the home. Our brokers may recomend a price that is fair and acceptable thus avoiding a back and forth bidding war or a series of counter offers, ultimately we will write an offer for whatever price you want to pay for the home and negotiate on your behalf to see that you get it. We will work hard to make sure that every concession is met and that the closing date is convenient to you. It is our job to see to it that you are comfortable with your purchase every step of the way. After all we're in your corner!
Getting things in order: Once your offer has been negotiated and accepted, there is very little for you as the buyer to do until the closing date. There are still alot of things going on though. We set a deadline for all repairs or concessions to be met, to include inpections. We arrange a closing date and find out how much money, if any you may need to bring to the closing. We are constantly checking to make sure that everything is taken care of and updating you of any changes. Then, prior to the closing date we will schedule a walk-through to ensure that all of your needs are met and that your new home is just the way you want it. Then it is just a matter of waiting for the closing day. Typically, most purchases close thirty days after an offer is accepted. This allows time for mortgage companies to arrange their end of the deal and to allow the sellers to tie up things on their end. If you have the ability to close early or NEED to close earlier than normal, it usually can be arranged and sometimes can offer more leverage when negotiating.
Closing Day: Once everything is in order, it's time to sign the papers and get the keys to your new home. This process usually takes about an hour at an office that draws up all paperwork for both parties called a title company. The only thing you will need to bring to the title company that day will be identification and any money due at signing such as down payment or closing costs. Your broker will let you know just exactly what to bring.Your lender and your broker will walk you through all the papers to sign. If you are out of town and can't be at the closing in person, we can arrange a Power of Attorney signing for you. When all of the papers are signed and the keys are handed over, you're all done. Congratulations!
Feedback: We are always pleased to hear from you about your experience with us. Our services go beyond finding you a home and we want you to let us know how we can help. There are several forums to voice your happiness with our company including online testimonials. We also offer incentives to you if you bring us other clients.
Congratulations on your purchase!
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